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Email Comments, Questions and Miscellaneous Share your opinion of the email service you're using. Post general email questions and discussions that don't fit elsewhere. |
View Poll Results: If your bank(s) offered to SECURELY email you your statements, would you sign up? | |||
Yes, I'd sign up | 13 | 37.14% | |
No, I prefer to get paper statements. | 14 | 40.00% | |
No, I prefer to download statements. | 8 | 22.86% | |
Voters: 35. You may not vote on this poll |
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16 May 2020, 10:09 PM | #16 |
Cornerstone of the Community
Join Date: Aug 2006
Location: Philippines
Posts: 840
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All of the institutions I use offer electronic statements. They are not sent via email. I am sent an email that the statement is available for me to view and/or download. I have to log in to my account to do that.
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17 May 2020, 04:06 PM | #17 |
Essential Contributor
Join Date: Aug 2009
Location: Canada
Posts: 296
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17 May 2020, 04:22 PM | #18 |
Essential Contributor
Join Date: Aug 2009
Location: Canada
Posts: 296
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42% prefer printed statements! Do you still use typewriters?
I signed up for online banked as soon as it was offered and download statements. I've stopped, but think the last year are still available. I get alerts on my phone app and email. The email has a DKIM signature but is not encrypted. I suspect many email clients still don't decrypt. |
18 May 2020, 06:35 AM | #19 |
The "e" in e-mail
Join Date: Oct 2002
Location: Holon, Israel.
Posts: 4,801
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We get a lot of financial documents, such as pay slips or bills as "digitally signed" pdf files.
I don't trust these to last long, at least not as long as you might need them. I cannot be sure that these files would be readable when I retire, and may be required to prove facts about my income or financial status many years back (a colleague of mine was recently asked to show all the original payslips he got since he started working, to gets some rights transferred). I don't know how long the "digital signatures would be verifiable. Verifying them requires a certificate. These usually have expiration dates, or may be revoked earlier. Most of these digitally signed documents I get use a private certificate issued locally by the signer, so they would not be verifiable without cooperation by the signer, that might not be around when verification is needed, or might not keep those certificate forever, and may require a fee for cooperation. Also anyone can forge a digitally signed document using a locally generated certificate. Manually signed paper documents will be legally acceptable for many years in the future. |
19 May 2020, 09:53 AM | #20 | |
Master of the @
Join Date: Feb 2005
Location: USA
Posts: 1,862
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24 May 2020, 03:31 AM | #21 |
Senior Member
Join Date: Apr 2015
Posts: 114
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No.
I trust encryption. I do not trust bank staff to use it properly. Lax banking regulation has made theft and forgery as easy as can be. An exposed account number in a badly crafted email is a catastrophe waiting to happen. |
29 Aug 2020, 12:40 PM | #22 | |
The "e" in e-mail
Join Date: Jan 2002
Location: San Francisco
Posts: 2,458
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Quote:
(I know, belated reply. ) |
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29 Aug 2020, 12:51 PM | #23 | |
The "e" in e-mail
Join Date: Jan 2002
Location: San Francisco
Posts: 2,458
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Quote:
While really smart bank staff would (audit and then) use an open source library or reputable commercial one that implements PGP/GPG or S/MIME, dumb ones likely wouldn't. And even if they did, they could still mess up. Heck - I've personally caught and exposed Chase, TD Ameritrade and Bank of America doing stupid stuff and I even successfully sued one of them ... well somewhat, but the lax banking regulations at fault didn't improve, despite the success.) ! |
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