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but I don't rely upon any of them as they don't have any skin in the game.
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My experience with "reliability" is that the big free providers are much, much better than most smaller paid providers. By reliability, I mean uptime, lack of serious crashes, defects, etc., and reliable spam filtering. I have never found anything that comes close to the quality of Gmail's spam filters. I believe even FM was taken down by a major DDoS attack a few years ago, wasn't it? There have been several glitches in POBox.com within the past few months. Google and Outlook.com have a lot of "skin in the game" and earn a lot of money from their "free" email services.