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I would find it annoying, but not a real problem if I had to change to a different email address. I'd rely upon updating my LinkedIn profile for anybody I lost touch with that might some day want to reach me. So I would not invest in a more expensive plan just to have my own domain. Your situation might be different.
Why did you originally chose the $50/year plan instead of the $30/year basic plan?. Why did you chose Fastmail in the first place? We might be able to give better advice if we understood your needs better.
I consider Fastmail a good investment because there are no ads/signatures, I typically go over a year without spam in my inbox and the support is reasonable. I don't care about CalDAV/CardDAV or a large mailbox. So I've stuck with a cheap "full" legacy plan. It's about $16/year due to multi-year discounts. When they eventually add JMAP support I'd be willing to upgrade in order to use it.
I have numerous free email accounts (for helping to support Thunderbird in the MozillaZine forums) but I don't rely upon any of them as they don't have any skin in the game.
Do you use webmail or a email client? Outlook and Yahoo cause periodic problems for non-Microsoft email clients such as Thunderbird. If you use a email client I suggest you consider using Gmail if you want to use a free email provider.
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